Products
1West helps small businesses find financing options, listing unsecured working capital, commercial real estate financing, SBA loans, accounts receivable financing, lines of credit and equipment financing.
About
About these 1West industry financing guides
This site is published by 1West, the small business financing company it covers, to explain financing options for restaurants, construction companies, medical practices and daycares.
Last updated: Published by 1West, the financing company this guide covers
Who publishes this website?
1West publishes this website. It is one of a small number of resource websites 1West publishes, alongside its main website at www.1west.com. Because 1West is connected to the financing services these guides describe, they are 1West resources, not independent reviews.
What 1West does
How it works
1West says its Automated Business Lending Engine, ABLE, enables 24/7 applications and combines automation with expert guidance to help businesses compare financing options.
Why this site exists
Owners searching for financing usually search by their industry and their need, not by product name. A restaurant owner looks up restaurant equipment financing; a contractor looks up construction business loans. These guides meet owners at that question, explain the options in plain terms, and help them decide whether to apply.
Every guide uses the same rules: only published facts, named sources, no promised rates, approvals or timing. Read the methodology and the 1West facts page for details.
Questions about 1West
How does the 1West application work?
You apply once online through 1West's Automated Business Lending Engine, called ABLE, which 1West says accepts applications 24/7. ABLE matches your business with lenders whose programs fit your credit, revenue and needs, and 1West pairs that automation with expert guidance. You then compare offers side by side and decide whether to accept one.
More answers in the FAQDoes applying guarantee approval?
No. Financing is subject to lender approval and final terms. 1West helps businesses find and compare options, but each lender makes its own decision based on its review of your credit, revenue, time in business and the purpose of the funds. These guides never promise approval, rates, amounts or timing.
More answers in the FAQHow much can I request through 1West?
1West's homepage invites businesses to choose a funding amount from $5,000 to $1,000,000 or more. Published ranges vary by product: equipment financing is listed at $10K to $5M, accounts receivable financing at $10K to $10M and commercial real estate financing at $100K to $20M, as of November 2026. The amount offered depends on the lender's review.
More answers in the FAQWhat do I need to apply with 1West?
1West generally asks applicants to have been in business at least six months, have monthly revenue of at least $20,000, hold a 600+ FICO score and provide four months of business bank statements. Specific products and lenders can ask for more, such as an equipment quote, tax returns or a business plan for SBA loans.
More answers in the FAQCan I apply for more than one financing type at once?
With 1West you submit one application, and ABLE matches your business with lenders and products that fit your profile. That lets you see, for example, equipment financing and working capital offers side by side. Taking on several products at once can strain cash flow, so borrow only what you can comfortably repay.
More answers in the FAQApply on the official 1West intake
Applications go directly to 1West's ABLE platform.
Financing is subject to lender approval and final terms.